Why do you need a SSL Certificate?
If you are accepting payments online or collecting any sensitive information from your users, you should be using SSL Certificates. A SSL Certificate secures the communication between your website and the user by encrypting the data transferred. This is important because the information you send on the Internet is passed from computer to computer to get to the destination server. Any computer in between you and the server can see your credit card numbers, usernames and passwords, and other sensitive information if it is not encrypted with an SSL certificate. When an SSL certificate is used, the information becomes unreadable to everyone except for the server you are sending the information to. This protects it from hackers and identity thieves.